Loan OfficerPosition Title: Loan Officer
Posted: July 3, 2019
Company: Perfect Circle Credit Union
Website: View Website
Industry: Banking/Financial Management
PCCU is seeking a qualified individual for a loan officer position at our Richmond, Indiana Branch.
Within established guidelines and procedures, performs work requiring the use of judgment and discretion in making credit decisions, collection of delinquent accounts and building member relationships.
Provides credit counseling to members, analyzes credit applications and credit bureau reports. Gathers information important to support underwriting decisions which includes completed loan applications, income verification, and credit report and vehicle evaluations.
Either approves or rejects credit applications based on information gathered and supports their decision with documented reasons. Responsible for remaining up to date on current market conditions, regulations and policies concerning all lending activities. This would include having knowledge of procedures for loans via any mortgage partnerships.
Responsible for conducting themselves in a professional manner consistent with the credit union vision and mission statement, treating team members and members of the credit union with the utmost respect and courtesy.
Excellent presentation skills
Strong goal orientation
Demonstrated ability to handle communicating denial status
Exceptional attention to detail
Excellent relationship building ability
Ability to collect, analyze and interpret financial data with strong analytical skills
Problem – Solving skills
Excellent oral and written communications skills
Interpersonal skills to represent the credit union in a positive manner
General knowledge of Windows, Word, and Excel
Job Type: Full Time
1 year of prior lending or financial industry experience preferred
Education Level: High School
Career Level: Mid level
How To Apply: In-person or Online
Competitive salary and opportunity to earn monthly incentive.
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